Cheapest places to live in the uk | Top place in UK
Where is the cheapest place to live in the UK?
What exactly are our options, and could it be affordable?
The UK offers a wide range of cities and towns, each with its own cultural life. While some UK cities are known for their beauty, they are equally famous for their high cost of living. If you’re looking for somewhere that doesn’t break the bank while still enjoying a quality lifestyle, the UK has many budget-friendly cities that offer great value for money.
There are many factors that determine how cheap or expensive a city is, including living expenses, housing costs, daily expenses, and other associated costs.
One of the most important factors in determining property value is the cost of housing. Larger cities or tourist destinations tend to have higher property prices.
Here, we’ll explore some of the cheapest places to live in the UK, providing insights into housing costs, the cost of living, and more.
1. Durham
Durham offers much cheaper accommodation than many southern cities, making it ideal for a budget-friendly life in a stunning, historic setting. Housing rents and property costs are significantly lower, and living expenses, such as groceries and public transportation, are manageable—especially if you’re moving from more expensive cities. Durham is also known for its beautiful cathedral and prestigious university.
- Average salary (per year): £30,000
- Average property price: £200,000
Why live in Durham?
- Affordable rent compared to London or Cambridge
- Historical landmarks like Durham Cathedral
- Vibrant university town vibe with student-friendly cafes and bars
2. Hull
Hull was named UK City of Culture in 2017, which led to a revitalization of its arts and culture scene. Over the last decade, Hull has evolved from an industrial port to a city of culture with modern amenities. Hull’s housing market is one of the cheapest in the UK, with rent and property prices well below the national average. The city also boasts an affordable cost of living and is known for its vibrant landscape.
- Average salary (per year): £28,000
- Average property price: £150,000
Why live in Hull?
- One of the cheapest cities in the UK
- Cultural renaissance with growing arts scene, festivals, and museums
- Seaside location, close to the Yorkshire coast for weekend getaways
3. Liverpool
Liverpool is famous for its football, music, and friendly locals, and it’s one of the most affordable major cities in the UK. Living costs are much lower than in Manchester or London, and Liverpool offers plenty of budget-friendly options without sacrificing city life. The cost of living, groceries, and entertainment are very affordable, and the city has a growing job market, especially in creative industries, media, and technology.
- Average salary (per year): £32,000
- Average property price: £200,000
Why live in Liverpool?
- Cheaper rent and property prices compared to other cities
- Flexible job market with opportunities in technology
- Famous for being the birthplace of The Beatles, with museums and galleries
4. Newcastle
Newcastle is known for its friendly locals and great nightlife, offering much lower rents and property prices, especially when compared to cities in southern England. Whether it’s transport, dining, or entertainment, Newcastle is an ideal place for those who want an exciting city lifestyle without the high price tag. The city has a rich history with its own vibrant culture and iconic landmarks.
- Average salary (per year): £30,000
- Average property price: £220,000
Why live in Newcastle?
- Low rent, food, and living costs compared to southern cities
- Excellent public transport with affordable metro stations for easy commuting
- Known for its vibrant nightlife and cultural festivals
5. Stoke-on-Trent
Stoke-on-Trent, with its rich history, is an affordable alternative for those looking for a quiet, well-connected city. The city has the lowest housing costs of any city in the UK, and the general cost of living is very reasonable. Its proximity to major cities like Manchester and Birmingham makes it convenient for those who need access to larger urban centers.
- Average salary (per year): £27,000
- Average property price: £150,000
Why live in Stoke-on-Trent?
- Affordable rent and property prices
- Close to major cities such as Manchester and Birmingham
- Known for its ceramics and rich artistic heritage
6. Belfast
The capital of Northern Ireland, Belfast offers the amenities and excitement of a big city without the steep costs of other UK capitals. Housing is far more affordable than in London or other major cities, and the daily costs of food, transport, and entertainment are also lower. Belfast’s job market is growing, particularly in sectors such as technology, information, and tourism.
- Average salary (per year): £27,000
- Average property price: £150,000
Why live in Belfast?
- Affordable accommodation and rent compared to other capital cities
- Growing job market, particularly in technology
- Rich cultural heritage and historical attractions
7. Swansea
If you’ve been dreaming of living by the sea, Swansea might be the perfect place for you. Located in Wales, Swansea offers affordable coastal charm without breaking the bank. The cost of living is much lower than in other major cities, with affordable housing and reasonable transport costs. With beautiful beaches close by and the Gower Peninsula to explore, Swansea offers an excellent quality of life at a fraction of the cost of more expensive coastal cities.
- Average salary (per year): £30,000
- Average property price: £210,000
Why live in Swansea?
- Low-cost accommodation near the coast
- Close proximity to outdoor activities and beautiful landscapes
- Strong Welsh cultural presence
8. Wishaw, Scotland
Wishaw is located in North Lanarkshire, Scotland, near Glasgow. It offers relatively affordable living, with accommodation and living costs being much lower compared to bigger cities. Wishaw also has good transport links to nearby cities like Glasgow, making it an attractive option for those seeking affordable housing and access to city amenities.
- Average salary (per year): £28,000
- Average property price: £150,000
Why live in Wishaw?
- Affordable property prices
- Convenient location with good transport links
- Strong community and local amenities
9. Peterlee, North East England
Peterlee, located in County Durham, is known for its affordable living, community feel, and natural beauty. The town offers various amenities, making it convenient for residents, while daily living costs such as groceries, transportation, and utilities remain budget-friendly.
- Average salary (per year): £23,000
- Average property price: £120,000
Why live in Peterlee?
- Affordable housing
- Proximity to employment opportunities
- Close to nature and the coast
10. Cumnock, Scotland
Cumnock is a small town on the west coast of Scotland, known for its peaceful, rural atmosphere. The town offers a very low cost of living while still being within commuting distance of larger cities. Its mix of rural charm and modern conveniences makes it ideal for those looking for an affordable, quiet lifestyle.
- Average salary (per year): £26,000
- Average property price: £110,000
Why live in Cumnock?
- Affordable housing market
- Rural lifestyle with modern conveniences
- Close proximity to major cities
What makes living affordable?
Affordable locations often have lower property prices, making it easier for people to buy homes. Rent is also generally lower, helping to reduce overall living costs.
When considering where to move, think about your desired lifestyle, job prospects, and the type of community that suits you.